Investment Management Membership
A Management Plan Built Around You
Our service model is designed to meet you where you are and grow with you. As your wealth and complexity increase, our role evolves from providing structure to fully coordinating and managing your financial life—ultimately becoming the CFO of your life.
Whether you’re an Early Stage Investor or and Individual who wants full financial delegation and legacy-focused planning, our tiered structure allows you to choose the right level for you:
Platinum
Private Client Experience
Designed for: Families and individuals who want full financial delegation and legacy-focused planning.
What’s included:
- Comprehensive financial quarterbacking
- Ongoing tax and estate strategy oversight and coordination with other professionals
- Family and multi-generational planning
- Legacy planning and donation planning
- Unlimited meetings and real-time decision support (goal: semi-annual or quarterly)
- Review and hands-on coordination of ESPPs, company stock options, RSUs, and other equity compensation
- Highest-touch service experience
- We proactively manage and coordinate your financial life so you don’t have to
Financial Planning:
Included, complimentary
Gold
Strategic Coordination
Designed for: High earners and/or business owners with multi-dimensional financial lives.
Typically Assets Under Management: $1M – $3M
What’s included:
- Proactive and complimentary tax analysis using Holistiplan software
- Coordination with CPAs and estate attorneys
- Advanced planning strategies with help from Commonwealth’s Advanced Planning Team
- Semi-annual strategy meetings
- High-touch advisor access
- Review and coordination of ESPPs, company stock options, RSUs, and other equity compensation
Comprehensive Financial Planning:
Included, complimentary
Silver
Optimize & Prepare
Designed for: Growing wealth with increasing complexity.
Typically Assets Under Management: $500K – $1M
What’s included:
- Custom investment management by the Johndrow Wealth Management team with support from the Investment Management & Research team at Commonwealth, comprised of Certified Financial Analyst (CFA) charterholders
- Foundational retirement projections focused on accumulation and timing (single-scenario)
- Annual one-hour strategy meeting
Estate Planning
Comprehensive Financial Planning:
Comprehensive goals-based financial plan available at a 50% discount ($2,500), including a complimentary insurance review.
Additional Services:
50% discount on additional planning items such as 401(k) analysis, budget analysis, and similar requests ($200/hour)
Silver includes complimentary foundational planning, while more advanced planning tools and analyses are offered at a discounted rate.
Bronze
Build Your Foundation
Designed for: Individuals building wealth who want boutique guidance and accountability.
Typically Assets Under Management: $250K – $500K
What’s included:
- Custom investment management by the Johndrow Wealth Management team with support from the Investment Management & Research team at Commonwealth, comprised of Certified Financial Analyst (CFA) charterholders
- Risk and goals assessments incorporated into portfolio construction
- Foundational financial guidance during your strategy meeting
- Annual strategy meeting
- Email support
- Complimentary life, disability and long-term care insurance review
Comprehensive Financial Planning:
Available as a one-time engagement of $5,000
Additional Services:
$400 per hour for additional planning items such as 401(k) analysis, budget analysis, and similar requests
At this level, clients receive customized investment management and guidance during meetings. Additional analyses, reports, or planning projects are offered separately.
Fundamentals
Start with Structure
Designed for: Early-stage investors who want professional discipline.
Typically Assets Under Management: <$250K
What’s included:
- Investment management through Commonwealth’s PPS Select platform, offering CFA-led portfolio management and institutional oversight through our Registered Investment Adviser, Commonwealth Financial Network, with a range of portfolio strategies seeking enhanced diversification and pricing efficiency
- Risk assessment incorporated into portfolio construction
- Email-based support from the Johndrow Wealth Management team
- Complimentary access to our proprietary resources, including budgeting worksheets, advisor-created educational videos, and financial calculators
Comprehensive Financial Planning:
Available as a one-time engagement of $5,000
Investing with Purpose and Perspective
Investing works best when it’s connected to a broader financial plan. Starting earlier creates more opportunity for growth, but having a clear strategy can help your investments stay aligned as your priorities evolve.
Consistency builds momentum over time. Staying invested and making regular contributions is important, but so is having guidance that helps you remain steady and avoid reacting to short-term noise.
And if you’re getting started later, thoughtful decision-making becomes even more important. With a strategy built around you and ongoing oversight, your investments can continue to support your goals in a meaningful way.
Small delays can have a bigger impact over time than most people expect. See how compounding works and what starting sooner could mean for you.
Personalized Investment Management
Investment decisions are made in the context of your broader financial plan. We take a disciplined long-term approach, building and managing portfolios in a way that stays aligned with your priorities as they evolve. We offer a wide range of investment options, including stocks, bonds, mutual funds, ETFs, and more.
We remain actively involved over time, monitoring your investments and making thoughtful adjustments as needed. The focus is on keeping your strategy consistent and connected, so you’re not navigating changes on your own.